Hello Neo ;)
Our dream is a world where every Kiwi can afford to own their home.
Neo was created by unconventional bankers, fintech entrepreneurs and industry experts. We provide home loans that don’t cost the earth – lower rates, no locked-in contracts, fast decisions. Easy!
Our home loans are smarter, simpler, and more straight up.
We set you free with epically low rates that save you real money, no locked-in term contracts – meaning you can leave when you like, no sneaky charges and a super simple application with a clear decision in 24 hours. Boom!
“The banking industry is still operating in an old model – largely unchanged since the 1900s. But with the convergence of next-gen technology, Neo can provide great home loans at a fraction of the price. Here’s to a better way”
Harry Ferreira, Co-Founder, Neo
Change for the good
Less Mortgage. More Chill.
We believe…
It’s a struggle to financial freedom, we want to help.
In the lowest home loan rates humanly possible.
The future is built on decisions made today.
No doesn’t have to be the answer.
Definitely not a bank…
Low rates, less than most banks’ fixed rates.
Zero locked-in contracts and no hefty break fees.
Fast approval in as little as 24 hours.*
*Subject to our responsible lending inquiries and our home loan lending criteria.