24 August 2021

Terms of Use

Website

The use of this website www.neo.nz ("Website") and all products and services accessed from the Website are governed by these terms and conditions, and by using this website you agree to use the Website and those products and services in accordance with these terms and conditions. Products and services shown on the Website are, or may be, subject to their own terms and conditions. Terms specific to a particular product or service prevail over these terms and conditions in the event of any inconsistency.

We reserve the right to amend all content of the Website, including these terms and conditions, and the Privacy Policy, or withdraw the Website from use at any time without notice. Ongoing use of the Website following any change constitutes your acceptance of that change.

In these terms and conditions and on the Website "you" and "your" means the person accessing and using the Website, and "we", "us", "our" and "Neo" means Neo Prime Limited, its related entities, subsidiaries, successors, assigns, agents and associates.

Use of the Website

All content of the Website is provided to you for information purposes only. No offer is being made by us on the Website to enter into any legal relationship with you. All credit applications will be subject to our usual lending criteria, terms and conditions. Fees may apply. You are responsible for seeking professional advice in connection with the information provided on the Website.

Given the inherent characteristics of electronic communication, there may be delays, omissions or inaccuracies in information contained in the Website. To the extent permitted by law, we do not accept any liability in this regard. While we have made every effort to ensure the security of the Website, given the inherent lack of security of electronic communication you acknowledge that any information you provide to us is not necessarily secure, and you do so at your own risk.

While every attempt has been made to ensure the information contained in the Website has been obtained from reliable sources, we are not, to the extent permitted by law, responsible for any errors or omissions, or for the results obtained from the use of this information (including information posted to the Website by other users). To the extent permitted by law, the information on the Website is provided "as is" with no guarantee of completeness, accuracy or timeliness and without express or implied warranties, including without limitation any warranty that the Website is free from viruses or other defects. Your use of the Website is at your own risk.

Certain links in the Website may connect to other websites maintained by third parties over whom we have no control. We make no representations as to the accuracy or any other aspect of information contained in any other websites. You use the information and links at your own risk. Links to any other websites do not indicate any endorsement, approval, recommendation or preference in relation to the owners of, or information on, that website. We make no guarantee that any such links will be maintained or regularly updated.

We have made every attempt to ensure the Website complies with relevant laws and regulations, including protection of your privacy, of New Zealand. Any information contained on the Website is intended to apply within New Zealand only and to the provision of services in New Zealand. Any services described in the Website are offered only to persons resident in New Zealand unless expressly stated otherwise. You warrant that you are in full compliance with all New Zealand laws, regulations and requirements when using the Website.

Liability

Neither Neo nor any other party involved in the creation or administration of the Website, shall be liable (including negligence) to you or anyone else in respect of any loss or damage (including, without limitation, indirect or consequential loss or damage such as loss of revenue, unavailability of systems or loss of data) arising from or in connection with any use of or access to the Website or the use or reliance on the information on or accessed through the Website (including any link to a third party website). To the extent permitted by law, we exclude all warranties, conditions and representations (express or implied) arising out of the use of the Website or any ancillary product or service.

We will not be liable for any failure to fulfil any of these terms and conditions where that fulfilment is delayed or prevented, restricted or interfered with for any reason beyond our control, including but not limited to fire, storm, flood earthquake, accident, labour dispute, materials or labour shortage, outages in telecommunications or radio communications networks, law or regulation or an act or omission of any third person.

Intellectual Property

All intellectual property rights and information in the Website are, and at all times remain, the property of Neo. You may use this information for your personal purposes only and any information cannot be used or reproduced, distributed or transmitted to any person or included in any document without our prior written consent. A hard copy of any information on the Website may be reproduced for your personal reference but must retain all copyright and any other proprietary notice on that hard copy. You have no right to assert any right or interest in any material so reproduced.

You are not permitted to link to any page of the Website without our prior written consent. You acknowledge where you do link to the Website (either with or without our consent) you are responsible for the consequences of creating that link and you indemnify us from all liability, costs, expenses, loss or damage resulting from the link.